Compare fixed deposit rates for your chosen tenure and depositor category, then estimate interest earned and maturity using the same deposit amount.
Verify rates before you decide. Rates shown are indicative and may change or vary by tenure, amount, age, credit profile and eligibility. Check the latest rate, fees and terms on the bank or lender’s official website or directly with its branch before applying or investing.
Lower advertised rates may require specific eligibility or an intermediary application. Calculations are estimates, not lender offers.
Enter or select an interest rate to calculate.
See published rates and estimated maturity values for up to three lenders side by side.
Compare FD ratesQuarterly compounding, before tax.
Verify rates before you decide. Rates shown are indicative and may change or vary by tenure, amount, age, credit profile and eligibility. Check the latest rate, fees and terms on the bank or lender’s official website or directly with its branch before applying or investing.
For a cumulative fixed deposit, interest is added to the deposit balance. Our FD calculator assumes quarterly compounding: maturity = deposit × (1 + annual rate / 400)^(months / 3). Interest earned is maturity minus the original deposit.
A bank’s highest FD interest rate may apply only to a specific deposit period. Choose the same tenure and category for each bank. If no matching rate is available, we show that explicitly rather than substitute another slab.
Some lenders offer eligible senior citizens an additional interest rate. Select the senior category to use the records available in our database. Confirm age eligibility, deposit limits and scheme conditions directly with the lender.
The displayed maturity excludes tax and TDS. Monthly or quarterly payout deposits, premature withdrawals and lender rounding can produce different results. Compare payout terms and withdrawal conditions along with the rate.
Yes. Enter one deposit amount and tenure, select regular or senior citizen, and choose up to three lenders. The comparison shows each applicable rate, interest earned and estimated maturity.
The database must contain a matching tenure slab and depositor category. Initial records cover exact 12, 36 and 60-month deposits; administrators can add further slabs.
No. Rates are maintained periodically and the dates are displayed. Confirm the latest rate and deposit conditions with the institution before booking.
Read our calculation and rate methodology · Financial disclaimer · Report a rate correction