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BankDesk / Privacy Policy

Privacy Policy

We collect only the information needed to operate the tools and maintain aggregate usage statistics. Calculator inputs are processed in your browser and are not sent to our analytics service. IFSC searches are sent to our server and, when not cached, the Razorpay IFSC API. We do not ask for account numbers.

Analytics records page paths, tool events, selected bank names, referring website hostnames and timestamps. A random browser identifier is stored in local storage and a first-party cookie for up to one year; its hash lets us count the same browser once across pages and reporting periods. Raw IP addresses and user agent strings are not stored in our analytics database. The identifier is pseudonymous, not a guarantee of anonymity. Signing in as admin sets an exclusion cookie for up to one year and an exclusion flag in local storage.

Analytics events are retained for up to 90 days, with periodic cleanup. Counts can be affected by blockers, bots, cleared browser storage and device changes. The hosting provider and API provider may process network information under their own policies.

Admin login uses an essential HttpOnly session cookie lasting up to eight hours. Public tools do not require login. Contact forms store your email and message for administrator review; contact us to request deletion.

Advertising is not enabled. Before Google AdSense is activated, this policy and any required consent interface must be updated to cover Google’s cookies and data processing.

Use the Contact page for privacy enquiries. Policy updated 2 October 2026.

BankDesk

Indian banking tools for IFSC lookup, EMI calculations, fixed deposit returns and lender comparisons.

Calculators & bank comparisons

Estimate returns or repayments and compare up to three lenders.

  • FD calculator & bank FD rates
  • Home loan EMI & interest rate comparison
  • Car loan EMI & interest rate comparison
  • Personal loan EMI & interest rate comparison

Everyday banking tools

Check branch details and understand the numbers before you decide.

  • IFSC code lookup & validator
  • Quick EMI & FD calculators
  • IFSC, MICR & bank transfer guide
  • How EMI and FD maturity are calculated

Official banking resources

Use these independent official resources to verify banking information.

  • RBI IFSC & NEFT bank branch directory
  • RBI banking, NEFT & RTGS FAQs
  • NPCI IMPS payment information

About & support

Learn how BankDesk maintains data and handles your information.

  • About BankDesk
  • Contact & report a rate correction
  • Privacy policy
  • Terms of use
  • Financial disclaimer

Bank interest rate directory

Explore maintained rates, available products and update dates for individual banks.

  • State Bank of India interest rates
  • HDFC Bank interest rates
  • ICICI Bank interest rates
  • Axis Bank interest rates
  • Bank of Baroda interest rates
  • Punjab National Bank interest rates
Independent utility. Not a bank, lender, adviser or government service. Official links do not imply affiliation or endorsement.Rates and calculations are indicative. Confirm current rates, fees and eligibility directly with the lender.
Privacy Policy | BankDesk